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不同人生阶段必备的不同保单

2008年07月08日 21:18:13 作者：忙李偷闲

25岁，意外、大病

30岁，养老

结婚时，各自一份寿险，受益人互相写对方的名字

生小孩后，小孩的教育金和意外保险

购房时，一份与贷款相当金额的人寿保险

40岁，一份追加的养老金

50岁，遗产保险

选择保单三个基本原则:

1. 根据人生不同阶段的不同需求，选择不同品种。

2. 挑选择一个有信誉的保险公司，这个公司的资金要比较稳健，这样才容易得到赔付。

3. 找一个比较容易给你提供服务的代理人。所有你的服务都是通过代理人来实现的。多数购买保险的人不了解保险，代理人能够根据你的需求定制保险计划

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